Credit Piggybacking: How to Achieve a Better FICO Score in 60 Days

By on December 21, 2018

A good credit score can make your life a lot easier for many reasons. A poor one, on the other hand, can be a whole other frustrating ballgame. If you’re looking to enhance your FICO (Fair Isaac Corporation) score in just two months, all hope is certainly not lost. There are actually a good number of score raising techniques you can go for right now.

Recruit Professional Assistance

There are various companies out there that exist solely to accommodate customers who wish to boost their credit score. Research companies that have superb track records with clients who wish to strengthen their FICO scores. Research companies that have knowledgeable, organized, and dependable staff members, too.

Argue Any Report Mistakes that May Exist

Meticulously scan your credit report. If you’re patient, you may come across a couple of mistakes. You can argue them on the Internet via the assistance of TransUnion, Experian, and Equifax. Getting rid of any irritating inaccuracies can help rapidly raise your FICO score.

Do Away with Annoying Credit Card Debt

If you’re serious about swiftly enhancing your FICO score, your best bet is to get rid of any debt that’s connected to credit card use. If you’re unable to wipe your slate clean of debt completely, that’s fine too. That’s because you can also try to minimize your existing balances. Doing this can in many cases be great news for your FICO score. FICO scores depend heavily on debt amounts that are part of credit card use, after all. Ask family members and buddies if they can assist you with piggybacking as well. Being connected to a solid credit account can contribute to a score rise.

Assess All of Your Existing Limits

If you want to strengthen your FICO score in a span of merely 60 days, assessing all of your existing limits can assist you with the process. It’s crucial to see to it that your specific limits are updated. If you don’t evaluate this, they could in actuality be nowhere near as high. Note that credit card providers in some cases do not inform their members of credit limit adjustments.

A strong FICO score no longer has to be a dream for you. If you want to enhance your score, you need to have a lot of determination on your side. It’s vital to keep your eyes on the prize. Poor credit doesn’t have to define you.

About Anica O