What To Do If Your Boiler Breaks Down?

By on January 8, 2013

It can be scary, daunting and expensive when your boiler breaks down. Most homes in the UK rely on their boilers for heating within their home and so if it breaks down this can cause real problems, especially during the winter months.

The majority of boiler breakdowns occur when they are turned on again after not being used for a period of time. This is generally during the start of winter as the weather starts to turn cold. Most people turn their boilers off in spring time as they aren’t necessary during the warmer months. They will usually be turned off for the duration of the summer. This means that when they are turned on again they sometimes struggle as they have been left dormant for a period of time.

Seeking Help
Whenever you have any issues with a boiler, it is generally advisable to seek professional help. If you try to fix the boiler yourself and aren’t 100% sure what you are doing, you could end up causing even more damage or invalidating your warranty. Boilers can be expensive enough to fix in the first place, let alone if you have done further damage.

The first thing that you should do, if you have insurance, is call up your insurance provider. Insurance providers should have an emergency number that you can call 24 hours a day with any problems. In most cases your insurance provider will be able to take you through the necessary steps and will be able to arrange for an engineer to come round and have a look at it. You might also want to check whether or not you are still covered under your warranty.

Weighing Up the Costs
For those who have a relatively new boiler, you may be able to get someone to have a look at it under the terms of your warranty.  If you are a in a position where you need to get your boiler fixed and can claim back the costs but you don’t have a lot of cash available in the bank, microfinance might be a good solution. You’ll be able to get the money you need to repair your boiler quickly, and you can pay back your loan on your next payday.

If you don’t have insurance and aren’t covered under a warranty, it can sometimes be quite expensive to fix a boiler. This can be particularly difficult if it happens toward the end of a month, i.e. before your next pay day. In this instance one option that you might want to consider is a short term loan. Short term loans are particularly useful for those who get paid at the same time each month. It may be that you need your boiler to get fixed but that you don’t get paid for a week or so. You may then want to borrow the money safe in the knowledge that you are able to pay it back as soon as you get paid.

Whichever option you choose it’s important to realise that because boilers are more likely to break down at certain times of the year engineers can quickly become over-run with work. As a result whenever boiler issues occur it is wise to seek a solution as soon as possible to avoid the risk of being without heating for an extended period of time.

Louise Jenkins writes about Payday Loans, for more information visit https://www.communitypayday.com/

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